Privacy Policy

Thank you for visiting our the Senior Checklist or seniorchecklist.com (or SCL). The website is an internet property of Help Advisors Reviews and affiliated companies (collectively, “Company,” “we,” “our” or “us”). The seniorchecklist.com Privacy Policy (“Privacy Policy”) covers our treatment of personal information and other information that we collect when an end-user to the Site (“user,” “you” or “your”): (a) accesses or uses the Site; (b) accesses, downloads and/or views any of the text, video and/or other information made available on the Site (the “Content”); and/or (c) utilizes the various contact forms made available on the Site as a means to request to be contacted by Company’s third-party service providers (“Third Party Service Provider”) in order to receive retirement community quotes and other information associated with the loan-related products and/or services (“Third Party Products”) as offered by the Third Party Service Providers (collectively, the “Contact Services,” and together with the Site and Content, the “Site Offerings”).

Because we gather specific information about site visitors, and SCL accounts, you should fully understand the terms and conditions surrounding the capture and use of that information. This Privacy Policy discloses what information we gather and how we may use it.

Information Collected

In general, when you visit the Site, you remain anonymous until such time as you decide to become a registered user by creating a SCL account.

Optional Voluntary Information

There are occasions when we may ask you to voluntarily submit information about Yourself, such as Your name, address, telephone number, e-mail address and property search criteria. For example, We request identifying information about You when You register as a SCL Account holder, and We may do so when You use or manage Your SCL Account to enable Us to better understand Your needs, adjust Your SCL Account to Your personal preferences, enhance Your ability to search properties on Your SCL Account, enable You to participate in any message boards, and send You e-mail and postal mail newsletters and announcements, and for other similar business purposes. We give users the opportunity, however, to opt-out of future emails.

We offer SCL account users an opportunity from time to time to be referred to third parties that provide products and services about which you may be interested. If You affirmatively indicate to Us Your consent to be referred to such a third party, We will provide that third party with Your personal contact information to enable that third party to communicate with You about their products and services in which You may be interested. Any commercial transactions in which You engage with such a third party are at your own risk. SCL disclaims any liability to You for the results of such transactions, or for the conduct of such third parties in delivering their products or services to You.

Usage Tracking

We collect some tracking information and monitor traffic patterns throughout the Site; however, we do not correlate this information with data about individual users unless You have registered as a SCL Account holder. We do break down overall usage statistics according to a user’s domain name, browser type, and internet protocol address by reading this information from the browser string (information contained in every Internet user’s browser). This information allows Us to better tailor Our content to Site users’ and to Our Account holders’ needs and to help Our advertisers and sponsors better understand the demographics of Our Site users and Account holders.

Cookies

We, or a third party service providers engaged by Us, may place text files called “cookies” in the browser files of Your computer to track usage of the Site, your SCL Account, or web pages within those sites. Web cookies themselves do not contain personal information about You, although they will enable Us to relate Your use of the Site or Your SCL Account to information that You have specifically and knowingly provided to Us. The only personal information cookies can contain is information You supply yourself. Cookies cannot read data on Your hard disk or read cookie files created by other sites. We use cookies to track user traffic patterns (as described above). We may also use cookies when You register for Your SCL Account. In these situations, a cookie will store useful information that enables the Site or Your SCL Account to remember You when You return to the Site or to Your SCL Account.

You can refuse cookies by manually turning them off in your browser. If You have set Your browser to warn You before accepting cookies, You will receive the warning message with each cookie. Please refer to Your browser instructions for information regarding erasing, blocking, and receiving warnings for cookies. You should understand, however, that if You prevent Us from placing cookies on Your computer, Your use of the Site and Your seniorchecklist.com Account may be less efficient.

Other Data Collection

We may collect data from or about You in other ways not specifically described in this policy. For example, You might contact Us with a question. We maintain such data like other business records. All opinions, ideas, suggestions, and other feedback submitted by You through the Site, or through your SCL Account may be used by Us, without any restriction and free of charge, including Your name as the source of such content, and nothing contained in this policy shall limit or otherwise affect SCL rights in this regard.

We may also collect non-personally identifiable information such as the type of internet browser or the type of computer operating system You are using, and the domain name of the website from which You linked into the Site, Your SCL Account, or an advertisement appearing on such sites.

Please note that we will fully cooperate with any court order or other legal process and will provide Your personal information to the extent required in any legal proceeding.

USE OF INFORMATION AND PROTECTION OF YOUR PRIVACY

As mentioned above,We gather and use personal information about you when You register an account on seniorchecklist.com. We may track your usage and management of your seniorchecklist.com account and use of the Site, to better understand Your needs, adjust Your SCL Account to Your personal preferences, enable You to search properties the Site, or in Your SCL Account, enable You to participate in any message boards, and send You e-mail and postal mail newsletters and announcements, and for other similar business purposes. We also permit any real estate agent or broker with whom You may be collaborating to view this information to enable the agent or broker to better serve Your real estate needs and expectations. We do not in the regular course of Our business disclose or sell mailing lists containing personally identifiable information about You to any outside parties. Also, We will not share Your personal information with any outside parties without Your permission, such as when You authorize Us to refer You to a third party provider of products and services in which You may be interested in acquiring or using, unless such disclosure is necessary to comply with applicable law or valid legal process or to protect the personal safety or property of Our users, employees, independent contractors or the public.

We may use third party contractors who can access Our databases for the purpose of conducting repairs or upgrades to Our computer system. We may also use third party service providers and give access to Your personal information as part of the services they provide to Us. We hold all such third parties to the same privacy standards to which We hold Ourselves. We require these third parties to use and disclose Your personal information only as necessary to perform their services for Us.

CHILDREN

Consistent with the Federal Children’s Online Privacy Protection Act (COPPA), We will never knowingly request personally identifiable information from anyone under the age of thirteen (13) years. If We discover that a child under the age of thirteen (13) has provided Us with any personally identifiable information, we will delete that information from our systems.

SECURITY

We use secure data networks protected by industry standard security protocols, such as (if and where appropriate) firewalls, encryption, and password protection systems. Our security and privacy policies are periodically reviewed and enhanced as necessary, and only authorized individuals have access to the information provided by Our users.

UNSUBSCRIBE / OPT-OUT POLICY

You may unsubscribe or opt-out of receiving electronic correspondence from Us by either logging into your SCL account to modify your preferences, following any instructions in such electronic correspondence on how to unsubscribe or opt-out from any further electronic communications from Us, or notifying Us at the contact information displayed on the Site. The foregoing does NOT opt You out of receiving e-mail correspondence about Your SCL Account, or prevent Us from enabling the real estate agent or broker with whom You may be collaborating through your SCL Account to view Your activity within Your Account.

LINKS

Your Senior Checklist Account or the Site may contain links to other websites that are not under our control. We are not responsible for the content or privacy practices of those sites, and We provide the links solely for the convenience and information of Our users and Account holders.

YOUR CONSENT

By using Your SCL Account or the Site, You consent to the collection and use by Us of the information about You in the manner described in this Privacy Policy. If We decide to change our Privacy Policy, We will post those changes on this page so You are always aware of what information We collect, how We use it, and under what circumstances We disclose it.

CONTACT US

If you have any additional questions or concerns about this Privacy Policy, please email us at ryan@seniorchecklist.com.